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The Hidden Cost of Dying

The Hidden Cost of Dying

Many people don’t have a Will, or their Will is out of date. But there is a third issue; someone who has a Will but does not understand the potential costs. When you set up a Will, you can do

Mark November 20, 2020November 20, 2020 Insurance Read more

Saving for a Rainy Day

Saving for a Rainy Day

If you’ve ever been caught in a thunderstorm without an umbrella or a raincoat, you’ll know how miserable you feel. However, unless you catch pneumonia, you can recover pretty quickly. The same can’t be said for your finances. The expression

Mark October 12, 2020October 12, 2020 Insurance Read more

When ACC isn’t what you think it is…

When ACC isn’t what you think it is…

Joe is a self-employed arborist. Very healthy and loves his job. Last month he fell out of a tree and broke his back. He’ll be off work for a long time, but at least he’s got ACC. On average he

Mark August 3, 2020August 3, 2020 Insurance Read more

Where there’s a will …

Where there’s a will …

Around 50% of my new clients either don’t have a will, or their will is no longer current. Often people assume that as they are married, if they die then their assets will go to their partner. This is usually

Mark July 3, 2020July 3, 2020 Insurance Read more

When Medical Trauma becomes Financial Trauma

When Medical Trauma becomes Financial Trauma

Whilst life insurance is something you do for those you leave behind, Trauma insurance is something for you as well as your family. It is often left out of the insurance planning, particularly for younger people. I’m sure that you

Mark March 11, 2020August 3, 2020 Insurance Read more

Your Christmas Present to Yourself

Your Christmas Present to Yourself

Christmas can be a stressful time for families. Not just financially, but in our time-poor society, people often feel overwhelmed at this time of year. Buying stuff that we don’t need is for some a way of coping. Here is

Mark December 2, 2019May 7, 2020 Insurance Read more

The Mortgage Diet

The Mortgage Diet

Banks will generally lend you plenty of money, often more than is desirable. Then comes the challenge of paying it off. Paying off debt can be like getting rid of those extra post-Christmas kilos. You put in a lot of

Mark September 10, 2019May 7, 2020 Insurance Read more

Your Biggest Asset

When I ask my clients what their biggest asset is, I get a variety of answers. “My house” is the most common response. Others include “KiwiSaver”, “my partner” (sweet and often true), “my 57 Chev” (cars are not assets!). Sometimes

Mark September 3, 2019May 7, 2020 Insurance Read more

The Cost of Apathy

The Cost of Apathy

Life insurance has three purposes; funeral costs, repaying debt and looking after your dependants for a while. It is not designed to make your family rich. And let’s be honest; you’d rather not claim on it, right? So, it is

Mark August 8, 2019May 7, 2020 Insurance Read more

Trauma Insurance – Keeping it Affordable

Trauma Insurance – Keeping it Affordable

Trauma insurance is a lump-sum amount paid upon diagnosis of specific illnesses. A large majority of Trauma claims are for cancer, strokes and heart attacks, but most modern Trauma insurance policies cover over 40 conditions. In fact, as insurers compete

Mark July 9, 2019May 7, 2020 Insurance Read more
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Recent Posts

  • The Hidden Cost of Dying
  • Saving for a Rainy Day
  • When ACC isn’t what you think it is…
  • Where there’s a will …
  • Don’t Miss Out!
  • When Medical Trauma becomes Financial Trauma
  • Your Christmas Present to Yourself
  • A KiwiSaver Holiday?
  • The Mortgage Diet
  • Your Biggest Asset

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