Insurance

Many people don’t have a Will, or their Will is out of date. But there is a third issue; someone who has a Will but does not understand the potential costs. When you set up a Will, you can do

If you’ve ever been caught in a thunderstorm without an umbrella or a raincoat, you’ll know how miserable you feel. However, unless you catch pneumonia, you can recover pretty quickly. The same can’t be said for your finances. The expression

Joe is a self-employed arborist. Very healthy and loves his job. Last month he fell out of a tree and broke his back. He’ll be off work for a long time, but at least he’s got ACC. On average he

Around 50% of my new clients either don’t have a will, or their will is no longer current. Often people assume that as they are married, if they die then their assets will go to their partner. This is usually

Whilst life insurance is something you do for those you leave behind, Trauma insurance is something for you as well as your family. It is often left out of the insurance planning, particularly for younger people. I’m sure that you

Christmas can be a stressful time for families. Not just financially, but in our time-poor society, people often feel overwhelmed at this time of year. Buying stuff that we don’t need is for some a way of coping. Here is

Banks will generally lend you plenty of money, often more than is desirable. Then comes the challenge of paying it off. Paying off debt can be like getting rid of those extra post-Christmas kilos. You put in a lot of

Life insurance has three purposes; funeral costs, repaying debt and looking after your dependants for a while. It is not designed to make your family rich. And let’s be honest; you’d rather not claim on it, right? So, it is

Trauma insurance is a lump-sum amount paid upon diagnosis of specific illnesses. A large majority of Trauma claims are for cancer, strokes and heart attacks, but most modern Trauma insurance policies cover over 40 conditions. In fact, as insurers compete